Quarterback Brian Hoyer gives Chicago Bears needed momentum

Yes. Hoyer is a backup caliber talent. If the starting QB is healthy, absolutely bench him.

Hoyer can be good enough to beat bad teams. That alone will keep him employed for years in the NFL. Because the alternative are chumps like Jon Quinn and Caleb Hanie who can't beat anybody as the #2 QB.

But he's just not good enough to compete against good teams, let alone the elite teams. So the Bears should use him to get from point A, Cutler being injured, to point B, which is Cutler being healthy.

Thats the key right there. Without a doubt Cutler is the more physicially skilled of the two. He's the most experienced. He's also a throwback to the gun-slinging era. He would work well with a strong DEF that can cover for mistakes. Bears don't have a strong DEF, so...you go with the other guy, the game manager who so far has avoided the turnovers.

Having said that its still a cost-risk decision at this point. Do you prefer safe decision maker that so far hasn't produced the points you would expect from the yards generated? Or the guy that over his career has generated 24 points per game (don't have a link for that stat, read it on here somewhere) but will give you close to 2 turnovers a game on average? With a DEF that needs to be protected at all costs (no pass rush, no playmakers in the secondary, injuries all across the board) I think you go with Hoyer, AS LONG AS he keeps avoiding the turnovers. If he reverts to form, averaging close to 1.5 turnovers a game, you have a low risk taker still turning the ball over who can't generate points. At that point, go with the gun-slinger. Or not...doesn't matter.

Neither one should be here next year. There should be a new QB taking snaps next fall, be it 1st round, 2nd round, 3rd round...FA, UDFA...doesn't matter.

I don't like the fact that he couldn't beat the Colts when he should have.  There are not many excuses to pass for that many yards and have that good of running game and not win.  Hoyer needs to get the ball in the end zone when in the red zone.  I agree with what you said about him playing well and spreading the ball around but he needs to get the ball to the best player when in the red zone.  You can't be throwing short to the 4th WR.